Financing:
The last time you took your car to get worked on, what did they tell you?  They probably told you that you needed to fix or replace something - right?  How did you know they were right?  You didn’t, you needed to trust them.  In today’s economic climate, how do you know you are getting an above board mortgage offer?  The truth is, you don’t.  And unless you know the bank or loan officer enough to trust them, you never will know.  

That’s why Musser Home Builders offers you a mortgage professional to prepare you for your next step.  We want you to get your questions answered from a trusted mortgage professional.  Ken Landis has been in the mortgage profession for more than fifteen years.  He began his career as a full commission loan officer.  Before working for Musser Home Builders, he was the Vice President of Keystone Financial Mortgage specializing in construction mortgages.  Today, Ken Landis works with us to walk our clients through the uncertainty of mortgages.   His goal is to be your trusted guide through your mortgage experience.  Please note, Ken’s role is to answer your questions, he will not sell you a mortgage. 

Ken will walk you through the following 7 areas and more to prepare you.

            1.) Explain the mortgage and building process.
            2.) Pull your credit report with your credit scores.
            3.) Income Qualification.
            4.) Prepare you to gather the right information to meet with a bank or loan officer.
            5.) A Good Faith Estimate.
            6.) A mortgage amortization.
            7.) Understanding Interest Rates.